How to Calculate PTO Accrual Per Pay Period

Quick answer
PTO per pay period is often annual PTO hours divided by the number of accrual periods.
Biweekly26 periods
Semi-monthly24 periods
Monthly12 periods

If PTO is granted as an annual number of hours, a common accrual calculation divides the annual allowance by the number of accrual periods in the year.

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PTO accrual per pay period formula

PTO earned per period = annual PTO hours ÷ accrual periods per year

Common pay frequencies

ScheduleTypical periods/year120 annual PTO hours
Weekly522.31 h/period
Biweekly264.62 h/period
Semi-monthly245.00 h/period
Monthly1210.00 h/period

Example: 120 hours per year on a biweekly schedule

120 ÷ 26 = 4.6154 hours per pay period

After 13 completed periods, that model would accrue about 60 hours before subtracting PTO used or applying any balance cap.

Other accrual methods

Some policies state a fixed number of PTO hours per period, while others accrue PTO per hour worked. Our calculator supports all three methods so you can model the policy you actually have.

Caps, carryover, and PTO used

A complete balance projection can start with a carryover balance, add earned PTO, subtract PTO used, and then apply an optional cap.

PTO policies and legal requirements vary. This guide explains the arithmetic only; it does not determine entitlement, carryover, payout, or whether a specific policy applies to you.

Frequently asked questions

How do I calculate PTO earned per pay period?

Divide annual PTO hours by the number of accrual periods, unless your policy uses a different method.

How many biweekly periods are in a typical year?

26.

How many semi-monthly periods are in a year?

24.

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